Terms & Conditions
Effective Date: 23.07.25
Website: https://insuranceandbusiness.co.uk
Business Name: Find My Cover
Contact Email: info@insuranceandbusiness.co.uk
1. Introduction
Welcome to Find My Cover. By using this website, you agree to the following terms and conditions. If you do not accept these terms, please do not use our site or submit any personal information.
Find My Cover is a lead generation service. We are not authorised or regulated by the Financial Conduct Authority (FCA) and we do not provide financial advice. We simply connect users with third-party, FCA-regulated financial advisers who can assist with protection products such as life insurance, income protection, and critical illness cover.
2. Service Description
Our role is limited to:
Providing general information on protection products.
Collecting user enquiries through our website.
Passing those enquiries to FCA-regulated advisers or firms who are authorised to provide regulated financial advice.
We do not:
Give any personalised recommendations or advice.
Guarantee the suitability of any product or adviser.
Accept responsibility for the services or advice provided by third-party advisers.
3. Adviser Relationships
All advisers we work with are authorised and regulated by the Financial Conduct Authority. Once your details are passed on, any communication, advice, quotes, or services provided are solely between you and the adviser.
We are not liable for:
The accuracy or quality of advice given by advisers.
Any financial loss, claim, or dispute arising from your dealings with them.
You should always carry out your own checks before acting on any advice or purchasing any policy.
4. Lead Sharing Policy
When you submit an enquiry, your details may be:
Passed to one or more FCA-regulated advisers.
Used solely for the purpose of contacting you regarding your enquiry.
We aim to match your enquiry with an appropriate adviser, but we do not guarantee exclusivity of leads unless otherwise stated.
5. User Responsibilities
By submitting your personal information via our forms, you confirm that:
You are over 18 years old and a UK resident.
The information provided is accurate and complete.
You consent to us sharing your enquiry with FCA-authorised advisers.
You must not use this site for any unlawful or fraudulent purpose.
6. Intellectual Property
All content on this site, including text, branding, graphics, and layout, is the property of Find My Cover unless otherwise stated. You may not reproduce, modify, or redistribute any content without our written permission.
7. Limitation of Liability
We are not liable for:
Any loss, damage, or inconvenience arising from use of this website.
The outcome of any enquiry or relationship with a third-party adviser.
Delays or failures in service due to technical issues, third-party platforms, or force events.
8. Privacy and Data Handling
Our use of your personal data is governed by our Privacy Policy, which forms part of these terms. Please read it carefully to understand how your data is collected, stored, and shared.
9. Modifications to Terms
We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with a new “Effective Date.” Continued use of the website indicates acceptance of the updated terms.
10. Governing Law
These terms are governed by and interpreted in accordance with the laws of England and Wales. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the English courts.
11. Contact
If you have any questions about these Terms & Conditions, please contact:
Find My Cover
Email: info@insuranceandbusiness.co.uk
Address: Edinburgh, UK