Accidents Happen. Protection Should Be Simple.

Life doesn’t stop when you’re injured, but your income might.

Whether you’re self-employed, business owner, active with family, or just love staying fit, getting hurt can take more than a physical toll. It can hit your finances hard. That’s where our protection plans step in.

Discover the Right Cover for You

Injury or illness can strike at any time, but your income shouldn’t have to suffer. Our tailored insurance options are designed to give you reliable, tax-free support when you can’t work.

Replaces a portion of your regular income
Flexible plans for short-term and long-term needs
Direct payouts to help you stay on top of bills
Suitable for employed, self-employed, and freelancers
Offers better financial support than Statutory Sick Pay

Protect your lifestyle and your peace of mind. Get your personalised quote today.

How to Get Started with Your Protection

Share Your Details

Simply fill out our online form or get in touch with our friendly advisors. We’ll gather a few basic details to understand what you’re looking for and get the ball rolling.

Explore Our Plans

Once we’ve received your info, we’ll compare a range of protection options and guide you through the most suitable plans, making sure you get value and peace of mind.

Get Covered with Confidence

We handle the paperwork, setup, and everything in between. From your first click to your active policy, we ensure a smooth, stress-free experience with ongoing support.

Why Choose Find My Cover?

Fast, flexible protection tailored to you and your business.
Lump sum payouts that ease the impact of injury, illness, or death.
Covers individuals, families, and businesses with simple setup.
Coverage often active within 24 hours.
Tax-efficient solutions for company directors and shareholders.
Your Life. Your Income. Your Business. Protected. Start your cover today. Speak with one of our qualified advisors.
Simple, affordable, and designed to give you peace of mind.

Sick or Injured? Don’t Let SSP Leave You Short

Statutory Sick Pay (SSP) gives you just £116.75 a week and that’s barely enough to get by. If you can’t work due to illness or injury, that gap in income can hit hard.

Our income protection plans are designed to step in when SSP isn’t enough. You could receive up to 70% of your income (tax-free), helping you stay on top of rent, bills, and everyday expenses.

Stronger safety net than SSP
Ideal for the self-employed or those with limited employer benefits
Helps you focus on recovery. Not finances

Secure your income and protect your lifestyle even when life takes an unexpected turn.

Who’s This Perfect For?

Self-employed workers

Protect your income when you don’t have employer sick pay to fall back on.

Active families

Keep your household financially secure, even when unexpected illness strikes.

Tradespeople

Cover your earnings when injury or downtime stops you from working.

Sports & fitness enthusiasts

Stay protected from the financial impact of sports-related injuries.

Anyone looking for affordable peace of mind

Enjoy reliable income protection without breaking the bank.

More Than Just a Policy, It’s Personal Protection, Made Smarter (Its not just an insurance policy)

We don’t believe in one-size-fits-all insurance. When you protect your income with us, you get more than just cover, you get ongoing care, expert guidance, and real value.

Annual Plan Reviews

We keep your plan in check with regular reviews, so you’re never overpaying or under-covered.

Access to Top UK Providers

Our partnerships with trusted insurers allow us to compare and customize options just for you, no generic fixes here.

Expert, Human Advice

Tired of cookie-cutter quotes? Our friendly specialists offer one-on-one support to build a plan that actually works for your lifestyle.

Support That Stays With You

We’re not here for a quick sale. We’re here for the long run. With personalised aftercare and responsive service, you’ll always feel backed up.

Rated 'Excellent'

As a self-employed plumber, I’d always worried about getting injured on the job. Find My Cover made it so simple to get protection that fits my budget. My policy was active within a day!

We were looking for life cover through the business and the adviser explained everything clearly. Now it’s paid by the company and we get tax relief too.

One of our key team members had to step away due to illness. Thanks to Key Person Insurance from Find My Cover, we managed the impact without major losses.

FAQs

What is sick pay insurance?

Sick pay insurance provides tax-free income if you can’t work due to illness or injury, offering stronger financial support than Statutory Sick Pay (SSP).

How much of my income can I claim?

You could receive up to 70% of your regular income, helping cover rent, bills, and essential expenses.

Is this cover suitable for the self-employed?

Yes, our plans are ideal for self-employed individuals, freelancers, and anyone with limited or no employer benefits.

How is this different from Statutory Sick Pay (SSP)?

SSP offers just £116.75 per week, while our policies provide more comprehensive, tailored support when you can’t work.

Can I choose between short-term and long-term cover?

Absolutely. We offer flexible plans to suit both short-term recovery and long-term protection needs.

How quickly does the coverage start?

Many policies can be activated within 24 hours of approval, giving you fast peace of mind.

Will I get help picking the right plan?

Yes, our expert advisors offer personalised guidance and ongoing aftercare to ensure your cover fits your lifestyle.